Source: European Parliament
This study examines the growing financialisation of housing in the EU, focusing on the role of institutional investors and corporate landlords in rental housing markets. It identifies two forms of speculation: valuation-driven business models centred on asset appreciation and landlord practices that undermine tenants’ rights and housing security. While the Commission’s European Affordable Housing Plan recognises these challenges, the study argues that more action and EU-level coordination are needed to address housing financialisation and support alternative, non-financialised housing models that ensure affordability.
This document was prepared at the request of the Special Committee on the Housing Crisis in the European Union (HOUS).
Manuel B. AALBERS, Felix BÖHMER, Rodrigo FERNANDEZ
Contract Law, Commercial Law and Company Law
Economics and Monetary Issues
EU Law: Legal System and Acts
Evaluation of Law and Policy in Practice
Financial and Banking Issues
Regional Development